Free
Manual tracking for a private finance setup you control.
$0/ month
- 2 manually tracked cards
- Statement-credit tracking
- Basic dashboard
- Backup and export
Pricing
Start free. Upgrade when automation saves time.
MoneyRoom keeps manual tracking generous. Pro adds Plaid-powered spending, review queues, exports, and a read-only investment snapshot.
For manual power users
Plus
Unlimited manual cards, email reminders before credits expire and fees hit, annual-fee ROI, and multi-year history. No bank connection.
$4.99/ month
$48/year. Save $11.88 vs monthly
- Unlimited manually tracked cards
- Email reminders before credits expire and fees hit
- Annual-fee ROI tracking
- Multi-year archive + Previous Years
- Backup and export
Best for automation
Pro
Everything in Plus, plus Plaid bank connection for automatic credit detection, Spending categorization, Needs Review, AI-safe export, and a read-only brokerage portfolio view.
$9.99/ month
$96/year. Save $23.88 vs monthly
- Plaid bank and card automation
- Spending categorization
- Needs Review matching queue
- AI-safe export, 12 runs per billing cycle
- Read-only brokerage portfolio — holdings, allocation, performance
- Backup and export
FAQ
Straight answers before checkout.
What happens if I cancel?
Cancel anytime. Access continues until the end of the billing period. Your data stays forever, and you can always export it.
What payment methods do you accept?
All major credit cards are handled through Stripe Checkout. MoneyRoom uses Stripe Managed Payments for covered tax compliance.
Is there a free trial?
No trial. Free is unlimited for manual tracking, so you can upgrade only when you need automation.
Can I downgrade?
Yes. Downgrades take effect at the end of the current billing period, and your data is preserved.