Skip to content
MoneyRoomEnter MoneyRoom

Product / one connected decision system

Five decisions. One financial command center.

Choose a card, track a benefit, understand balances, check lounge access, and review spending without losing the thread between them.

Enter MoneyRoomSee the model

The wallet model

The answer starts with what you carry.

MoneyRoom combines card facts, your choices, and optional read-only account context. It keeps those inputs visible instead of presenting a result as magic.

01 / Best Card

Choose

Put the reason beside the recommendation.

Compare the cards already in your wallet for a purchase category, then see why one card ranks ahead for that decision.

Sample data

Purchase context

$84.20

Corner Table

Dining
Ranks first for this purchase4× RestaurantsRestaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X
  1. 01American Express Gold CardRestaurants4×
  2. 02Chase Sapphire ReserveDining3×
  3. 03Capital One Venture X RewardsAll other purchases2×
A sample dining purchase compared against three real cards and their verified earn-rate facts.

02 / Benefits

Track

Give every benefit a period and a trail.

Keep used and remaining value, reset periods, manual entries, connected evidence, and history in one legible benefit record.

Sample data

Benefit periods

Used value, remaining value, and supporting evidence stay together.

Dining creditMonthly · American Express Gold Card
$20 used$0 remaining
Travel creditAnnual · Chase Sapphire Reserve
$182 used$118 remaining
Hotel creditSemiannual · Capital One Venture X Rewards
$40 used$60 remaining
Matched statement credit$20.00 dining credit · American Express Gold CardApplied
Statement-credit Needs ReviewChoose which benefit this posted credit belongs to.Your choice
A sample benefit-period ledger with used and remaining value plus separate matched and review evidence.

03 / Points & Travel

Understand

See balances without inventing certainty.

Keep point and mile balances distinct, with transfer context available where the product has verified it.

Sample data

Balances in one field

Plan with the balances you already hold.

0184,250Membership Rewards
0247,900Ultimate Rewards
0331,600Capital One miles
Transfer context

Compare program terms before moving points. No award availability shown.

Three sample rewards balances arranged around a transfer-context route with no award availability claim.

04 / Lounges

Check

Bring airport and card context together.

Search an airport, inspect the matching lounge access, and keep the source card visible beside the result.

AirportPHXTerminal 4
Sample data

Wallet access context

2 matching lounges

Access result linked to the card in this wallet

Source cardChase Sapphire Reserve
A sample PHX Terminal 4 lounge-access result linked to its source card.

05 / Spending

Review

Turn transaction context into the next decision.

Review categories and bank transactions, correct uncertain categorization, and carry the pattern back into card choice.

Sample data

Thirty-day category signal

Dining$640
Travel$420
Groceries$310
Other$180
Recent activityReview state
May 18Corner TableDining$84.20Reviewed
May 16Desert FuelTransportation$42.16Bank category Needs Review
May 14Annual travel creditStatement credit+$118.00Statement-credit Needs Review
Sample category totals and transactions with bank-category review kept separate from statement-credit review.

How it works together

One purchase can inform the next one.

  1. 01PurchaseName the category.
  2. 02Card choiceCompare the wallet.
  3. 03BenefitTrack the period.
  4. 04Spending recordReview the context.
  5. 05Next decisionCarry the signal forward.

The boundary matters

A connected product should explain the connection.

MoneyRoom can be used manually. Optional bank connections use Plaid's flow, and MoneyRoom does not receive your bank credentials or initiate payments.

Enter MoneyRoomUnderstand Security & Trust