Statement creditsCredits that expire December 31

Credit card credits that expire December 31, 2026.

Many statement credits run on the calendar year. Whatever is left of this year's amount is gone at midnight on December 31. Here are the 60 credits that close then on the 20 cards we publish a page for, grouped by card, at face value.

Start free See every reset date

Before December 31

What to do before the year ends.

Enroll first.37 of these credits need enrollment (switching the credit on once) or a linked account before a purchase counts. A credit you haven't enrolled in never starts, so do this before you spend.
Use the yearly credits.13 reset once a year on January 1, so whatever is unused of the whole year's amount lapses.
Finish the July–December half.6 split the year in two, and only the second half is still open.
Use the last quarter.8 reset each quarter and their October–December period ends on December 31.
Use December's amount.33 reset monthly, so December's amount lapses at the end of the month like any other.
Some end for good.The catalog lists 1 of these credits only through December 31, 2026, with no renewal after that. It is marked in the list below.
Confirm the card marked pending.1 card is marked “pending final verification”: we list it but haven't finished reviewing, so check the issuer's terms before you rely on them.
Anniversary credits aren't on this list.A credit that runs on your cardmember year resets on the anniversary of the date you opened the card, not on December 31. The reset calendar lists those.

Card by card

The credits that close on December 31.

Each amount is face value: the most the credit can pay back in its last period of the year, not what a typical cardholder gets back. “Catalog data as of” is the newest date on the card's record, not a check of each credit.

American Express Business Gold

American Express

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
ChatGPT Business CreditBusiness services · enrollment required	$300The whole year	Yearly	Required	2026-09-30
Squarespace CreditSquarespace, Acuity Scheduling · enrollment required	$150The whole year	Yearly	Required	2026-09-30
Flexible Business CreditGrubhub, office supply stores · enrollment required	$20December's amount	Monthly	Required	2026-09-30
Walmart+ CreditSubscription	$12.95December's amount	Monthly	None listed	2026-09-30

American Express Gold Card

American Express

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Resy CreditDining · $50 January to June + $50 July to December · enrollment required	$50The July–December half	Twice a year	Required	2026-07-17
Dining CreditGrubhub, Seamless, Buffalo Wild Wings +3 more · enrollment required	$10December's amount	Monthly	Required	2026-07-17
Dunkin CreditDining · enrollment required	$7December's amount	Monthly	Required	2026-07-17
Uber CashRideshare/dining	$10December's amount	Monthly	Required	2026-07-17

Blue Cash Everyday

American Express

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Disney Streaming CreditStreaming · enrollment required	$7December's amount	Monthly	Required	2026-09-30
Home Chef CreditGrocery · enrollment required	$15December's amount	Monthly	Required	2026-09-30

Delta SkyMiles Gold American Express Card

American Express

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Delta Flight Credit after spendAirline	$200The whole year	Yearly	None listed	2026-07-13
Delta Stays CreditHotel · via Delta Stays	$100The whole year	Yearly	None listed	2026-07-13
Rideshare CreditRideshare · enrollment required	$10December's amount	Monthly	Required	2026-07-13

Hilton Honors American Express Aspire Card

American Express

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
CLEAR Plus CreditTravel	$219The whole year	Yearly	None listed	2026-07-13
Hilton Resort CreditHotel · $200 January to June + $200 July to December	$200The July–December half	Twice a year	None listed	2026-07-13
Flight CreditAirline	$50The October–December quarter	Quarterly	None listed	2026-07-13

The Platinum Card from American Express

American ExpressCard details pending final verification

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Airbnb Experiences CreditTravel	$250The whole year	Yearly	None listed	2026-10-24
Airline Fee CreditAirline · enrollment required	$200The whole year	Yearly	Required	2026-07-13
CLEAR Plus CreditTravel	$219The whole year	Yearly	None listed	2026-07-13
Equinox CreditWellness · enrollment required	$300The whole year	Yearly	Required	2026-07-13
Oura Ring CreditWellness · enrollment required	$200The whole year	Yearly	Required	2026-07-13
Uber One CreditRideshare/dining	$120The whole year	Yearly	Required	2026-07-13
Lodging CreditHotel · $300 January to June + $300 July to December · via Amex Travel	$300The July–December half	Twice a year	None listed	2026-10-24
Lululemon CreditShopping · enrollment required	$75The October–December quarter	Quarterly	Required	2026-07-13
Resy CreditDining · enrollment required	$100The October–December quarter	Quarterly	Required	2026-07-13
Digital Entertainment CreditDisney+, ESPN, Hulu +6 more · enrollment required	$25December's amount	Monthly	Required	2026-07-13
Uber CashRideshare/dining	$35December's amount	Monthly	Required	2026-07-13
Walmart+ CreditSubscription	$12.95December's amount	Monthly	None listed	2026-07-13

Chase Sapphire Preferred

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
DoorDash non-restaurant promoDining/grocery · enrollment required	$10December's amount	Monthly	Required	2026-07-13

Chase Sapphire Reserve

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
The Edit hotel creditHotel · via Chase Travel	$500The whole year	Yearly	None listed	2026-07-13
Sapphire Reserve Exclusive Tables dining creditDining	$150The July–December half	Twice a year	None listed	2026-07-13
StubHub / viagogo creditEntertainment · enrollment required	$150The July–December half	Twice a year	Required	2026-07-13
DoorDash monthly creditDining/grocery · enrollment required	$35December's amount	Monthly	Required	2026-10-15
Lyft in-app ride creditRideshare	$10December's amount	Monthly	None listed	2026-07-13
Peloton membership creditFitness · enrollment required	$10December's amount	Monthly	Required	2026-07-13

Freedom Flex

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
DoorDash non-restaurant promoDining/grocery · enrollment required	$10The October–December quarter	Quarterly	Required	2026-09-30

Freedom Unlimited

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
DoorDash non-restaurant promoDining/grocery · enrollment required	$10The October–December quarter	Quarterly	Required	2026-09-30

Ink Business Cash

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Instacart Business monthly creditGrocery · enrollment required	$20December's amount	Monthly	Required	2026-07-13

Ink Business Unlimited

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Instacart Business monthly creditGrocery · enrollment required	$20December's amount	Monthly	Required	2026-07-13

Marriott Bonvoy Boundless

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Airline credit (two $50 credits after $250 airline spend per window)Airline · enrollment required	$50The July–December half	Twice a year	Required	2026-10-26
DoorDash non-restaurant promoDining/grocery · enrollment required	$10The October–December quarter	Quarterly	Required	2026-07-13
Instacart promo creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-07-13

Southwest Rapid Rewards Performance Business

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
DoorDash non-restaurant promoDining/grocery · enrollment required	$10The October–December quarter	Quarterly	Required	2026-04-30
Instacart promo creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-04-30

Southwest Rapid Rewards Priority

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
DoorDash non-restaurant promoDining/grocery · enrollment required	$10The October–December quarter	Quarterly	Required	2026-07-13
Instacart promo creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-07-13

United Explorer

Chase

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
United TravelBank or United travel credit after spendAirline	$100The whole year	Yearly	None listed	2026-07-13
Instacart creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-07-13
Rideshare creditRideshare · enrollment required	$5December's amount	Monthly	Required	2026-07-13

Summit Reserve World Elite Mastercard

Citizens

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Instacart second-order creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-04-30
Lyft CreditRideshare	$10December's amount	Monthly	None listed	2026-04-30Listed only through Dec 31, 2026
Mastercard Transit CreditTransit	$2.50December's amount	Monthly	None listed	2026-04-30
Peacock DiscountStreaming	$3December's amount	Monthly	None listed	2026-04-30
Travel CreditTravel	$10December's amount	Monthly	None listed	2026-04-30

Summit World Mastercard

Citizens

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Lyft CreditRideshare	$5December's amount	Monthly	None listed	2026-10-21
Mastercard Transit CreditTransit	$2.50December's amount	Monthly	None listed	2026-10-21

1.67% Cash/Back Card

Fifth Third

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Instacart second-order creditGrocery · enrollment required	$10December's amount	Monthly	Required	2026-04-30
Lyft ride creditRideshare	$5December's amount	Monthly	None listed	2026-04-30
Peacock statement creditStreaming	$3December's amount	Monthly	None listed	2026-04-30

SoFi Everyday Cash Rewards

SoFi

Credit	Closes Dec 31	Resets	Enrollment	Catalog data as of
Lyft ride creditRideshare	$5December's amount	Monthly	None listed	2026-09-30

How the list is built

From the card catalog, every time the page is built.

The list covers the cards we publish a page for and the credits our Card Score (our 0–10 rating) counts. A credit is on it when the catalog says it resets monthly, quarterly, twice a year or yearly on the calendar. Credits on a cardmember year, four-year credits, and credits the catalog lists as ending before December 31 are left off. What a typical cardholder gets back is on each card's score page.

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